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| Malcolm can sort out a mortgage for you even if you have a bad credit rating, subject to our terms & conditions. |
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We
have independent access to thousands of mortgage deals - from the "High
Street" to specialist Adverse Credit Lenders. However, it is fair to
point out that the more specialist a request is, then the smaller the
choice will be. Our main areas are mortgages with the following backgrounds:-
CCJs and Defaults Discharged Bankrupts, or running IVAs Arrears or Repossessions
Self Certified Income Mortgages - for the Self-employed, or Employed
people who have a large element of commission, or two or more jobs.
... and those seemingly impossible ones, that are always worth a try......you
might be surprised. If you have had problems in the past, or feel that
any of the above may apply to you, please do not hesitate to contact
us for a simpathetic look at your case, or alternately, you can fill
in our special case feedback form. Mortgage
Quote Form
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Product
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Loan to Valuation
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CCJs per Applicant
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Defaults |
Arrears
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Interest Rates From
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Bankruptcy Discharge Period
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IVA
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A
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95%
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Max £3000 Non in the last one year | Less than £100 in the last 12 months |
None
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5.5% Fixed
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3 Years
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No
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B
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95%
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Max £5000 none in last six months
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None in last six months
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None in last six months. One in last twelve months
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6.5% Fixed
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1 Year
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1 Year
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C
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90%
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Max £5000
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£5000 in last six months
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Two
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6.25% variable
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1 Year
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Well conducted
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D
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90%
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Max £10000
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Ignored
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Nine in last 12 months.
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7.25% Fixed
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Discharged
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Well conducted
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E
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85%
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£7500
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£7500
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3 in last twelve months
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6.75% Variable
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Discharged
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Well conducted
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F
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85%
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Unlimited
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Ignored
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Unlimited
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7.75% Discounted
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Discharged
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Well conducted
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G
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80%
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Unlimited
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Ignored
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Unlimited
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6.80% Discounted
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Discharged
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Well conducted
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H
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75%
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Unlimited
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Ignored
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Unlimited
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5.99% Fixed
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Discharged
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Well conducted
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Licensed credit brokers. Written quotations on request.
Loans secured on property. Your home is at risk if you do not keep up
with the repayments on a mortgage or other loans secured on the property.
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mortgages, mortgage broker,
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Ltd registration number 4984588
The
guidance and/or advice contained within this website is subject to the UK Regulatory
regime and is therefore primarily restricted to consumers based in the UK.
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