Malcolm can offer you a personal loan sourced from one of many UK lenders




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    Malcolm can offer you a personal loan, subject to terms and conditions



Malcolm will endeavour to find you a suitable Personal Loan. Kindly complete the online loans quotation form

We will then contact you within 24 hours to discuss your Personal Loan requirements

Finance can be arranged through our broad network of lenders including:

  • Firstplus, a subsidiary of Barclays Bank
  • First National Bank, a subsidiary of Abbey National Bank
  • Endeavour Personal Finance, a subsidiary of HFC Bank
  • Cedar Holdings, a subsidiary of Lloyds TSB Bank
  • Future Mortgages, a subsidiary or Citigroup
  • Paragon Plc, Quoted Plc
  • I Group, a subsidiary of G E Capital
  • London Mortgage Company, Part of Brinkmeyer Group
  • Southern Pacific Personal Loans, funded by Lehman Brothers
  • Central Trust Plc

We can also arrange equity release mortgages

Adverse credit loans are available from Malcolm Online. Complete our Loan Quote Form and Malcolm will be able to give you a decision in principle within 24 hours

The following Loan summary provides an indication of the requirements to qualify for an un secured loan.
All applications are subject to a credit score and approval by the lender.

Loan Detail
Documents Required
Existing Credit
Min. £1000
Full time employment - 1st applicant
Homeowner
Max. £15,000
Self employed at least 3 years
Min. 1 months mortgage history
Min. Term 1 year
2 up to date pay slips
3 years residential history
Max. Term 10 years
Latest mortgage statement
No current mortgage arrears
Min. Age 23 years
Latest Bank Statement
No loan defaults in last 3 years
Under 65 at end of term
Home telephone (Land-line)
No CCJ's - but contact us
Up to £7,500 - 17.9% APR Latest telephone bill  
£7,500 - £15,000 - 15.9% APR    
Payment protection plan - joint or single    
40% Gross income    

The following Loan summary provides an indication of the requirements to qualify for a Secured loan.
All applications are subject to a credit score and approval by the lender.

A summary of product ranges available according to your personal circumstances

Maximum Loan to Valuation
Maximum units of Adverse Credit
Maximum Loan
125%
0
£60,000
115%
0
£60,000
110%
0
£60,000
100%
2
£30,000
95%
3
£40,000
90%
2
£50,000
85%
8+
£30,000
95%
0
£100,000

Self Employed (Including Self Certification of Income)

Maximum Loan to Valuation
Maximum units of Adverse Credit
Maximum Loan
100%
1
£30,000
95%
2
£40,000
90%
3
£50,000
85%
4
£60,000
80%
6
£60,000
75%
Any
£30,000

Adverse credit loans are available from Malcolm Online. Complete our Loan Quote Form and Malcolm will be able to give you a decision in principle within 24 hours

Licensed credit brokers. Written quotations on request.
Loans secured on property. Your home is at risk if you do not keep up
with the repayments on a mortgage or other loans secured on the property.

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